Business Credit Foundations · Entry 03
The D-U-N-S Number
The Data Universal Numbering System number is Dun & Bradstreet's nine-digit identifier for your business. It is free, and it is the key that opens a D&B credit file - the file behind the PAYDEX score.
Why it matters
Vendors that report to D&B report against your D-U-N-S number. No number, no file, no score - no matter how perfectly you pay. It is also required for many government contracts, grants, and some lender applications.
Key facts
- A D-U-N-S number is free from D&B's website; expedited options exist but the standard request costs nothing.
- One number per legal business entity at a given location.
- The D-U-N-S record carries your company name, address, phone, industry codes, and size - keep them accurate and consistent.
- D&B only generates a PAYDEX score once enough trade experiences are reported to the file.
- D&B may market paid monitoring after registration; the number itself is free.
In practice
- Request the D-U-N-S number at dnb.com with your exact legal name and address.
- Record the number with your EIN and bank details in one business identity document.
- Before applying for vendor credit, confirm the business name and address the vendor will report match the D&B record.
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Sources & further reading
Dun & Bradstreet (dnb.com) · U.S. Small Business Administration (sba.gov) · SAM.gov entity registration guidance
Dun & Bradstreet (dnb.com) · U.S. Small Business Administration (sba.gov) · SAM.gov entity registration guidance